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Like other commenter said CPN is a long game. Takes 3-6 months minimum before cash out. Add real primary accounts to profile. You can pay your way into them. Google and YouTube is your friend. Best bet for loans are with credit unions. You can apply for the loan right after opening an account...

if its valid then it has been issued to a person if its invalid it has not been issued to a person, the idea is to essentially get a invalid number

I heard that the last 4 digits must add up to the rest of the numbers or the SSN is not going to be accepted. Banks know this rule and will flag a CPN without this formula. How does that work? I added up my last 4 numbers in my head and they don't add up the the rest of the numbers combined...

um...yeah.